CambioTransfer

International money transfers to the Americas, Europe and Asia

Send money from the United States and Brazil to top destinations across the Americas, Europe and Asia. Between the US and Brazil, in both directions: a flat $3.99 and delivery in up to 1 business day. No hidden fees, since 2004.

FinCEN since 2004350k+ usersSupport in English
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Minimum transfer $10 · real-time rate

Dollar rate today (in reais)

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Reference mid-market rate. The rate for your transfer, fee included, shows up in the calculator above.

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Banks charge a lot for the same route

CambioTransfer
Traditional bank
Transfer fee
$3.99 flat, any amount
$35 to $50 per wire
Delivery (US → Brazil)
in up to 1 business day
3 to 5 business days
Exchange rate
transparent spread, shown before you confirm
spread hidden in the rate, no transparency
How it works

From your pocket to the destination in 3 steps

1

Say how much and where

Choose the corridor and the amount in the calculator. The rate and the fee show up instantly, before you sign up.

2

Add the recipient

Name, CPF (Brazilian tax ID) and Pix key or bank details. That's it.

3

Pay your way

Bank debit or wire in the US; Pix, TED or boleto in Brazil. Then just track it online until it arrives.

How to pay

Pay the way that works best for you

Sending from the US

  • Direct debit from your US checking account
  • Money Order, Bill Pay or Wire Transfer, if you don't have a bank account, prefer not to use debit or are sending over $3,000

Sending from Brazil

  • Pay a boleto or make a local bank transfer, without leaving home
  • The recipient gets the money straight into their bank account abroad
  • In this format, up to $2,999 or R$9,999 per month (whichever comes first); above that, talk to the Prime team
Full transparency

Everything you pay and can send, no fine print

Delivery times

  • US → Brazil: in up to 1 business day
  • Other corridors: 1 to 3 business days

Fee and minimum

  • $3.99 flat per transfer
  • Minimum amount: $10
  • No monthly fees

Limits (US → Brazil)

  • Certified account: $3,000/week
  • Approved account: $1,500/week
  • Pending account: $500/week

Limits (Brazil → US)

  • Up to $2,999/month with no documents
  • $3,000 to $9,500 with simple verification

Taxes and fees

  • When applicable, under current law
  • Always shown before you confirm

Documents

  • Up to $1,500: no documents
  • Above that: photo ID and proof of address
  • Above $3,000: proof of source of funds
High value

CambioTransfer Prime

High-value transfers call for high-level care. With Prime, a dedicated team handles your operation from start to finish, from advice on the nature of the transaction and paperwork to the money arriving.

Transfers over $3,000Special corridorsComplex paperworkDedicated team

Sending from Brazil abroad?

The paperwork and the taxes and fees (when applicable, under current law) depend on the nature of the transaction. These are the most common:

Availability abroad

Transfer between accounts held by the same person, to have the money available in the destination country.

Small purchases

Payment for international purchases of up to R$10,000, not for resale. Additional document: payment order (invoice).

Family support

Supporting people abroad: Brazilians living overseas or foreigners who depend financially on residents of Brazil.

Other purposes

Can't find the type of payment you want to make? A specialist will review your operation.

Security

Your money travels on licensed rails

FinCEN since 2004

A Money Services Business registered with the US Treasury agency (no. 31000275649876), operating in every US state.

Licensed on both ends

Every transaction is handled by licensed institutions in both the origin and destination jurisdictions.

Only you can send

Third-party payments are blocked: only the account holder can pay for the transfer. Verification at every step.

About us: the numbers speak for themselves

happy users
350k+
partner companies
2,100+
powering international payments
since2004

Registrations and reviews

  • Registered with FinCEN (Financial Crimes Enforcement Network): check the registration
  • Rated 4.8 on Capterra
Trust

People who use it recommend it

350k+
over 350,000 happy users
★★★★★Verified on Capterra
“I've always had amazing customer service. Support is instant and efficient, and they provide great solutions.”
Vitoria V.
Entrepreneur · Freight and delivery
★★★★★Verified on Capterra
“All our support needs were met in a timely manner. The help desk doesn't abandon us until the problem is solved. That's very comfortable and reliable for us.”
Reginaldo C.
Sales · Entertainment
★★★★★Verified on Capterra
“We've been using CambioReal for over 4 years and recommend it without hesitation. Top-notch support and customer service.”
Fernanda S.
Finance · Import and export
★★★★★Verified on Capterra
“So far, one of the best payment processors we've used in a long time. One of the easiest interfaces we've used.”
Lucas G.
Owner · Retail
★★★★★Verified on Capterra
“There's always prompt service, and everyone is very attentive and willing to help. Even with after-hours requests, they're always ready.”
Bruna F.
HR Specialist · Legal services
★★★★★Verified on Capterra
“CambioReal's system is very easy to use. But what really stands out to me is the customer service: they respond very quickly and are always ready to help.”
Kaliandra S.
Accounts receivable · Law practice
★★★★★Verified on Capterra
“We solved payment issues for bookings from Brazilian guests and transfers between the group's companies. Easy invoicing and on-time payouts.”
Selma M.
Finance Manager · Hospitality
★★★★★Verified on Capterra
“It's easy to check, the layout is clean and the information is sufficient.”
Fabion M.
Manager · Freight and delivery
★★★★★Verified on Capterra
“I was very well taken care of. Very easy to use, with excellent customer service. It meets all my needs.”
Walkiria S.
CEO · Retail
★★★★★Verified on Capterra
“The ease of use, and the speed and courtesy of the people who work at the company. The process is 100% trackable and simple.”
Lara R.
Finance Assistant · Marketing and advertising
★★★★★Verified on Capterra
“Great customer service, fast and efficient.”
Caroline E.
Accounting Assistant · Utilities
★★★★★Verified on Capterra
“I like how practical the system is, how easy it is to access and how clearly everything is itemized.”
Ana Carolina K.
Manager · Facilities services

Rated 4.8 in 12 verified reviews on Capterra

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FAQ

Before you send

How much does it cost to send money with CambioTransfer?

Between the US and Brazil, in both directions, a flat $3.99 per transfer, any amount, with no monthly fees. On other routes, our specialist team sends you a quote on WhatsApp. The exchange rate has a transparent spread, shown before you confirm.

Which countries can I send money to?

From the United States and Brazil to top destinations across the Americas, Europe and Asia: Brazil, the United States, Mexico, Colombia, Chile, Argentina, Canada, the European Union, the United Kingdom, China and Japan (destinations vary by origin). Between the US and Brazil, the calculator gives you the rate instantly; on other routes, our specialist team quotes the transfer on WhatsApp.

How long does it take to arrive?

From the US to Brazil, in up to 1 business day. On other corridors, 1 to 3 business days. You can track every step online.

How do I pay for the transfer?

In the US: bank debit or wire. In Brazil: Pix (expires in 15 minutes), TED or boleto (1 business day). All 100% online, no physical stores.

Why is the rate different from the one I see on Google?

Google shows the raw mid-market dollar rate, which no institution passes on. CambioReal applies a small, transparent exchange spread on top of that rate, always shown before you confirm the transfer.

Do I need to send documents?

Up to $1,500, none. Above that, a photo ID and proof of address. Above $3,000, also proof of source of funds. All through the website.

Can someone else pay for my transfer?

No. For security, only the account holder can pay. It's one of the protections that keep the operation safe for everyone.

Ready to send?

Your money across the border, tomorrow

Create your free account and make your first transfer in minutes, for $3.99.